Please read the following conditions of use of this website. If you do not agree with any of the conditions of use for this website immediately terminate your use of this website. Your continued use of this website constitutes your complete acceptance of all these conditions.

This website is made available on an "as is" and “as available” basis, is provided for educational and information purposes only, and is not intended to provide any legal, financial, accounting, insurance or tax advice. This website in not an offer to buy or sell securities.

There is no guarantee that this website will be error free, that any defects will be corrected, or that this website will be uninterrupted or free of harmful components such as viruses. While the information is considered reliable, the information may not be timely, accurate or complete. Any information on this website and the terms of its use may be changed at any time without notice.

Links from this website to other websites is not an endorsement of the services or products provided on such other websites and no responsibility is assumed for the accuracy or appropriateness of the material contained on such other websites.

Certain products and services described on this website, or linked to from this website, involve significant risks and are available only in jurisdictions where legally offered for sale. Not all products and services described in this website may be available in your jurisdiction and their availability is subject to terms and conditions of any applicable agreements.

You should not enter into any transaction unless you understand the risks and determine that a transaction is appropriate for you. You should not act or rely on any information on this website without first seeking the advice of a professional advisor as appropriate. If you use the information, products or services on this website, or other websites that this website links to, you agree that you do so completely at your own risk.

This website, excluding any linked web sites, is provided by S&V Planning Corporation from its offices in Victoria, British Columbia, Canada. Neither S&V Planning Corporation, nor any of its officers, directors, or employees, nor any of its affiliates, agents, suppliers, customers or any other person or company associated with this website or its contents, will be held responsible, and you agree to hold these parties harmless, for any damage whatsoever, however caused or pursuant to any type of action which results from your use of this website.

By using this website, you agree that all matters relating to the use of this website by you shall be governed by the laws of British Columbia and Canada. You also agree to submit to the exclusive jurisdiction and venue of the courts of the Province of British Columbia with respect to all matters related to this website.